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Ercof is pioneering the introduction of alternative investment directions for remittances so that this leads to benefits to overseas Filipinos, families of overseas Filipinos, and to local rural economies in the Philippines.

  1. Remittances for Development

    Basic Premises: Remittances of overseas Filipinos for
       development


    ● ERCOF's Advocacy Work

       International conference on identifying effective economic linkages
         between overseas Filipinos and the rural communities in the
         Philippines
    10-12 April 2002, Davao City


       A conference on programs to harness the resources of overseas
         Filipinos for the development of local economies
    16-18 July 2003,
         Silang, Cavite


       Overseas Filipinos and Hometown Development: A four-country
         European Roadshow
    4-13 November 2005, Luxembourg, Belgium,
         Switzerland and the Netherlands (pdf-944Kb)


    Enhancing the Efficiency of Overseas Filipino Workers' Remittances
       Manila: Asian Development Bank, 2004 (pdf-708Kb)

       A groundbreaking project that looked at almost the complete
       landscape about remittances of overseas Filipinos. A feature
       here is a nationwide survey of remitters and remittance-receiving
       families.

    Tapping Filipino Migrant Remittances for Local Economic Development:
       Case Studies, Issues and Recommendations for Policy Consideration

       (commissioned by the Ateneo de Manila University-based Center
       for Social Policy) (pdf-629Kb)


    Tapping Filipino migrant philanthropy for local economic development:
       presented at a 2006 international conference on migration and
       development organized by the International Network of Alternative
       Financial Institutions (INAFI) - Asia and the Philippines (pdf-481Kb)


    ● The Migrantrepreneur (pdf-513Kb)

    The Philippine experience in transforming remittances for development
       purposes
    by Dr. Federico Macaranas (Asian Institute of
       Management) (pdf-397Kb)

     

  2. Financial Literacy

    ● Basic Premises: Financial literacy for overseas Filipinos

    Personal Financial Planning for OFWs
       by Antonio V. Ranque, Project Development Officer (pps-3.4Mb)


    ● BSP Thank You letter (scanned, pdf-173Kb)

    ● ERCOF and BSP on regional financial literacy seminars for OFWs:

      
    http://www.ofwjournalism.net/epra/epra%202/eprastories0202.php

       http://www.bsp.gov.ph/about/advocacies_fin.asp

       http://www.bsp.gov.ph/publications/speeches.asp?id=275&yr=

       http://www.manilatimes.net/national/2006/oct/08/yehey/career/
        20061008car4.html

     

  3. Microfinance

    ● Basic Premises: Microfinance and remittances

    Migrantrepreneur article on the Pinoys in the Netherlands and
      Luxembourg who have invested in the rural banks of Milamdec
      Foundation


    ● DFID/USAID newsletter writeup

    ● PIDS Policy Notes
     

  4. Rural Banking

    ● Basic Premises: Rural Banking and overseas Filipinos

    ● Memorandum of Agreement between RBAP and ERCOF
       (pdf-221Kb)


    ● Rural bankers tie up with NGO in tapping OFWs, an article in
       Business Mirror
    by Dennis Estopace (pdf-31Kb)


    OFW Money flows to the countryside, a presentation by Atty Ding
      Bagasao at the 2005 RBAP Conference, Davao City (pdf-53Kb)


    ● Data on Overseas Filipino Workers and Remittances (pdf-15Kb)

    The Role of Rural Banks as MFIs in Remittances, a presentation
       of former RBAP president Senen Glorioso in an ADB Forum
       (pdf-451Kb)

     

  5. Dairy cow investment

    ● Basic Premises: Dairy Cow investment and overseas Filipinos

    ● Information on OFWs who invested in dairy cows (pdf-14Kb)


    ● OFWJC story on OFW dairy cow investment
      

       http://www.ofwjournalism.net/epra/epra%202/eprastories0204.php


       http://www.sunstar.com.ph/static/man/2006/07/23/feat/
       despite.soured.deal.groups.offer.ofws.to.milk.dairy.industry.html


    ● Danny V. Fausto's presentation on investing in dairy cows
       (pdf-419Kb))

     

  6. Local Government Unit (LGU) bonds

    ● Basic Premises: LGU Bonds

    ● LGU Bonds through overseas Filipinos (pdf-114Kb)

    ● Johnny Villanueva of Preferred Ventures' presentation (pps-2.9Mb)

    ● LGU Bonds as a Viable Investment Alternative (pps-501Kb) 

   

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